Members of Varðan enjoy more favourable loan terms. Landsbankinn's experts are always available
to offer advice, whether you need to refinance loans or overdraft credit.


In addition to more favourable terms on overdraft credit, members of Varðan can extend their overdraft authorisation.

Members are exempt from authorisation fees on overdraft authorisations and receive a discount of up to 50% on all borrowing charges.

Further information on borrowing

Housing loans

Landsbankinn offers a wide selection of housing loans to suit different needs. Members of Varðan receive professional advice in the form of a status review, a credit assessment and presentation of options.

It is simple to calculate debt service and outstanding amounts on older loans for the sake of comparison using the housing loan calculator.