Non-life insurance

Non-life insurance is for all individuals and families who in hold financial stakes in need of protection. This involves insurance for:

• Vehicles
• Individuals and households
• Real estate
• Life and accident insurance
• Travel insurance

Life and sickness insurance

Life and sickness insurance is for all providers as well as individuals who have accepted a financial responsibility and wish to insure against loss of income and increased cost caused by serious illness. There are two options, life insurance and sickness insurance. 

Most adults are financially responsible towards others. These obligations can vary materially and must be assessed individually. With married and cohabiting couples, both individuals tend to be responsible for substantial financial contributions where both partners rely on each other. Barring insurance, it is unlikely that one partner alone can shoulder the family's financial obligations and provide for any children. Even individuals who are not providers may be financial responsible towards others in such a manner that necessitates life insurance.